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What is a Payday Cash Advance?
A payday cash advance provides you with an unsecured, short-term cash loans until your next payday. Customers choose payday advances to solve their small, unexpected expenses while avoiding expensive bounced-check charge and late payment penalty fee. With ZIP19CASH you can simply apply for a payday loans online and your loans amount electronically deposited to your checking or savings account.
For what purpose payday loans can be used?
The money of payday loans can be used for any short term purpose like paying bills, buying something, have a great weekend, it’s up to you! You won’t be asked! How much can I receive?
Your loans amount is totally depend on your requirements. You can easily borrow an amount among $100 to $1500. You have to repay the loans amount on time because with successful repayment we may raise your loans amount on any future ZIP19CASH loans. How are fees established?
We offer competitive fee and we comply with all applicable state and federal laws. Our fees depend on lender and we charge from $25 to $30 per $100 borrowed. So if you want to borrow $300 the fee will be in between of $75.00 to $90.00 What about qualifying?
We at ZIP19CASH offer easy qualifying term because there are no requirements of credit check but you have to meet with our eligibility criteria:
• Should be employed in reputed organization with regular fixed salary,
• You should be adult with U.S. citizenship.
• Should have a valid or active bank account in which we can deposit direct money. What’s the procedure to apply for payday loans online?
Our application procedure is very simple, you just fill up the online application form which is available on our website and submit it. Our process is very fast and we take an immediate step to forward your application. As a result you can get approval within 24 hours. What do I have to fill in application form?
You have to submit your personal and basic information like your name and address, employment information, bank account details, and picture identification in the payday loan application form that helps in verification.
Is my application and financial information secured?
The privacy of our customers' information is of paramount importance to us and forms the basis for providing the best possible service to our customers. We use the safety measures to maintain the security of your personal information and use 128 bit Secure Socket Layer (SSL) encryption technology through which your entire sensitive information transmitted between your browser and our website.
Is there an application fee?
ZIP19CASH never offer any charges, you can qualify for a payday loan free of cost.
Does the online form obligate me to taking out a loan?
No. when you fill up the online application, our agents receives your application and contacts you to talk about your opinion. If you want to ask any question related to loans then you can ask easily. You can even withdraw your request after that. Otherwise you may proceed and provide the confirmation. Then our representative takes an instant step to forward your application.
What if I have bad credit?
You can easily apply with ZIP19CASH even if you have bad credit. Bad credit tag will not stop you to avail payday loans.
I’m a tenant — is this a problem?
There is no problem at all and no differences take place whether you are tenants or homeowners. Both can easily apply with ZIP19CASH without any problem.
Do I need to fax my details?
You can apply with us without faxing. There is no need to fax any documents because we offer faxless loans hassle free loans.
Can I have more than one payday loan at the same time?
No it is not possible. First you have to repay all previous payday loans an only after that another once can be granted.
Do you contact current or former employers?
No, Lenders normally follow a very strict confidentiality policy. They take care of your personal information & make sure that it should not be passed onto any third party until or unless you permit or required by law.
Do I need direct deposit?
We follow the process regarding loan if we can directly deposit your paycheck; because it is one of the most secure way to provide loans.
How do I know that my loan has been approved?
You will receive an email notification once your loan has been approved. ZIP19CASH reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.
When will my loan be due?
Due date of your payday loans is usually due on your next paycheck and the time period is between 8 to 30 days.
What if I want to pay early?
If you want to pay off your loans then you have to inform us with the help of contact us service. There is one more offer that you can refund a part of your loan fee if you repay the loan amount early.
What if I can't repay my loan on the due data?
If you are not able to repay the full loans amount on the due date, you can request a loan extension.
We offer 3 different payment ways for customers:
1. You can pay the loan amount at the maturity date which is listed on your loan agreement.
2. You can pay the finance fee and the portion of the principle before the maturity date.
3. You can pay only the finance fee on the maturity date.
How often can I get a payday loan?
You can apply any time to solve your urgent financial requirement before your next payday. You have to remember that payday loans are basically intended for your short term problems or to cover your urgent cash need. You can not avail these loans repeatedly otherwise you may face budgeting issues.
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